JCOP Pay for Payment and Identity – JCOP 5 EMV EAL 6+ EMVCo™
NXP JCOP Pay operating on JCOP 5 EMV solution for payment card applications
NXP JCOP Pay operating on JCOP 5 EMV solution for payment card applications is a proven, secure, and high-performance platform designed for modern payment cards. With over 1 billion JCOP-powered devices deployed worldwide, JCOP Pay delivers exceptional security, fast transaction speeds, and full support for global payment schemes. Built on the advanced JCOP 5 EMV platform, it enables card issuers, banks, and payment solution providers to deploy reliable contact, contactless, and dual-interface EMV payment cards with extended product lifecycles.
- Description
- Common criteria EAL 6+ EMVCo™ certified
- Supports convergence of payment with transport and eGov applications
- Leading performance (<200 mls)
- Easy implementation with full range of certified applets
- Applications
- Contact, dual interface and contactless payment cards
- Other contactless payment form factors, e.g. wearables, key fobs
NXP JCOP® Pay, JCOP Pay operating on JCOP 5 EMV solution for payment card applications
With more than 800 million devices already deployed in the field, JCOP Pay has proven to be a go-to solution for payment card applications. Its versatile application range allows support for contact, contactless and dual-communication interfaces with excellent transaction time.
In its newest generation, JCOP Pay operating on JCOP 5 EMV, comes with a rich set of applets to support all relevant payment schemes as well as offering dedicated support for inductive coupling module solutions and elliptic curve cryptography. With the most recently obtained EMVCo certification, JCOP-Pay operating on JCOP 5 EMV enables customers to accommodate a long lifetime for card issuance.
Product Details
Flexible Payment Platform
The JCOP 5 EMV payment solution offers outstanding flexibility for payment card manufacturers and issuers.
- Flexible FLASH preloading for customer-specific payment applications
- Supports Contact (ISO/IEC 7816), Contactless (ISO/IEC 14443 Type A), and Dual Interface smart cards
- Supports multiple payment schemes through certified payment applets
- Compatible with MIFARE Plus EV2, MIFARE DESFire EV3, and MIFARE Classic on JCOP PayPlus
- Optimized for banking, transit, government ID, and secure payment applications
Advanced Security
Security is at the core of NXP JCOP Pay operating on JCOP 5 EMV.
- EMVCo Certified payment platform
- Hardware-accelerated cryptography
- DES, Triple DES (56/112/168-bit)
- AES-256 encryption
- RSA 2048-bit and 4096-bit support
- Elliptic Curve Cryptography (ECC GF(p) 256-bit)
- Secure Java Card and GlobalPlatform architecture
- Protection against sophisticated security attacks
High-Speed Contactless Performance
Designed for fast, seamless payment experiences.
- Contactless transaction time of less than 200 milliseconds
- Optimized for retail, transit, and high-volume payment environments
- Proven technology with over 1 billion JCOP devices deployed globally
- Reliable performance for NFC and EMV contactless transactions
Large Memory Capacity
The platform provides ample memory for payment applications and personalization.
| Feature | JCOP Pay | JCOP PayPlus |
|---|---|---|
| Available Non-Volatile Memory (NVM) | Up to 200 KB | Up to 450 KB |
| Application Storage | ✔ | ✔ |
| Personalization Data | ✔ | ✔ |
| Multi-Application Support | ✔ | ✔ |
Benefits of JCOP-Pay Operating on JCOP 5 EMV
- Proven EMV payment platform trusted worldwide
- Fast EMV contactless transaction performance
- Support for contact, contactless, and dual-interface payment cards
- Latest JCOP 5 EMV architecture
- EMVCo certified for global payment acceptance
- Flexible payment applet configuration
- Advanced ECC, RSA, AES, and DES cryptography
- Long product lifecycle for financial institutions
- Large secure memory for multi-application deployment
- Ideal for banks, payment card manufacturers, fintech companies, and government payment programs
Applications
NXP JCOP Pay operating on JCOP 5 EMV solution for payment card applications is suitable for:
- EMV Credit Cards
- EMV Debit Cards
- Prepaid Payment Cards
- Contactless NFC Payment Cards
- Dual Interface Smart Cards
- Banking and Financial Services
- Transit Payment Systems
- Retail Payment Solutions
- Digital Wallet Enablement
- Multi-Application Smart Cards
Why Choose NXP JCOP-Pay Operating on JCOP 5 EMV?
NXP’s JCOP-Pay operating on JCOP 5 EMV solution for payment card applications combines proven reliability, industry-leading security, and exceptional transaction performance into a single payment platform. With comprehensive support for global EMV payment schemes, advanced cryptographic capabilities, flexible deployment options, and over 1 billion devices deployed worldwide, it is the preferred choice for organizations developing next-generation secure payment cards.
What is NXP JCOP Pay Operating on JCOP 5 EMV?
NXP JCOP Pay operating on JCOP 5 EMV solution for payment card applications is a turnkey EMV payment platform that combines the proven JCOP 5 operating system with a comprehensive suite of certified payment applets. It supports the latest payment technologies, advanced cryptography, and inductive coupling module (ICM) solutions, making it ideal for banking, financial institutions, transit payments, and secure payment ecosystems.
The latest EMVCo certification ensures long-term compatibility, simplified card issuance, and compliance with international payment standards.
Buy JCOP 5 EMV Payment Card Solution
Buy NXP JCOP Pay operating on JCOP 5 EMV solution for payment card applications with EMVCo certification, dual-interface support, contactless EMV, advanced ECC & AES security, fast transactions, and secure payment card applications.